Best payment processing


Merchant account

Open a merchant account with National Payment Processing and get a free credit card machine and an unlimited supply of paper refills for as long as you process with us.   National Payment Processing provides risk-free credit card processing for your small business. 

National Payment Processing offers free equipment to fit your credit card processing needs.  Give us a call and get started today!

Low Rates

Our merchants benefit from some of the lowest processing rates available to small businesses.  Our philosophy is simple:  Offer free credit card machines and low rates to our merchants so they can keep more profit in their pockets and in turn, our merchants will continue to do business with us over the long run.

Free Credit Card Machine

Why buy an expensive credit card terminal when you can get one for free?  Our credit card processing machines come fully downloaded and ready to use once you receive them.  All you need to do is take the credit card reader out of the box and plug it in.  When you open an account with us you will also receive 24/7 technical support.

No Cancellation Fees

We stand behind our service.  Many processors will lock you into a 2 or 3-year contract.  With National Payment Processing, you can cancel your merchant account at any time and with no cancellation fees

Virtual Terminal

Virtual-Terminal.com provides a risk-free payment gateway for small businesses. Our virtual credit card terminal is easy and simple to use; and best of all, it's affordable.  Get started today!

Why use a virtual credit card terminal? 

Virtual Terminal Credit Card Processing is Convenient

Is your business short on extra phone lines?  Is your business sometimes mobile?  No problem!  Unlike having to use a credit card machine, Virtual-Terminal.com allows you to process credit cards anywhere that there is a computer or laptop with internet access.

Using a Virtual Terminal Reduces Processing Costs

No need to buy expensive equipment or software.  No need to pay monthly minimum fees or annual fees.  It is also the most cost-effective way to accept payments since there is just one low monthly fee. 

Credit Card Processing Increases Your Cash Flow

In good economic times, people use their credit cards as a convenience.  In bad economic times, people pay with credit cards out of necessity.  Either way, in order to maximize the amount of paying customers for your business, you need to accept credit cards.

Our Payment Gateway Adds Professionalism

You only have a few seconds to make the right impression on your customers.  Accepting credit cards with Virtual-Terminal.com helps you do just that.  It establishes you as a "legitimate business" or as a "professional" in your field.  Using our payment gateway on your laptop or computer makes an even better impression on your customers.

Phone Credit Card Processing

Accept credit cards by phone for your small business.  When you accept credit cards by phone on your cell phone or any phone, it's easy and simple; and best of all, it's affordable!

Why Accept Credit Cards By Phone? 

Phone Credit Card Processing Reduces Processing Costs

Phone credit card processing allows small businesses to take transactions anywhere at any time.  It is also the most cost-effective way to accept payments since there is just one low monthly fee.  A traditional merchant account with a wireless credit card machine can have several monthly fees that add up and maybe cost-prohibitive to the small merchant that may even go some months during the year with no transactions at all.  Add to that the cost of buying a wireless terminal and you can see why phone credit card processing is so popular!

Increases Cash Flow

Phone credit card processing also increases the amount of paying customers you have since not all customers can pay cash or with a check.  Some businesses can even use it to collect money owed from clients that would otherwise have been sent to collections.

Adds Professionalism

Phone credit card processing makes your business look official.  It will give you credibility and in turn more business.  Often times a business that does not accept credit cards is looked upon as trying to avoid taxes or as a "fly-by-night" operation.  The public image of your business can mean the difference between success and failure.


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